Looking for a Voyant or CashCalc alternative? Here is how the three compare on price, live modelling, AI, international planning and UK estate planning, from an adviser who has used all three with real clients.
Change any assumption and the whole plan redraws instantly. No recalculate button, no waiting, in the meeting.
Drop in a Fact Find or send your client a questionnaire. On Pro, the plan comes back built and ready for your review.
Every asset in its real currency, multiple jurisdictions in one plan, and a full UK engine in the same software.
Standard from $100 per adviser, against roughly $220 for Voyant. Unlimited clients and plans.
| ✓ built in · ~ partial · – not available | Meridian | Voyant | CashCalc |
|---|---|---|---|
| Price per adviser, per month | $100Standard$150Pro | ≈ $220 | ≈ $101+ VAT |
| Where Meridian goes further | |||
| Fully live chart - no recalculate step | ✓ | – | – |
| Builds a plan from a Fact Find, CFR or notesPro | ✓ | – | – |
| Multi-currency (GBP · USD · AED · EUR) | ✓ | ~ | – |
| Multi-jurisdiction tax in one plan | ✓ | ~ | – |
| Built for expat & offshore advice | ✓ | – | – |
| What-if solver cards (plain language) | ✓ | – | – |
| Plain-language talking points from the plan | ✓ | – | – |
| Dynamic retirement spending (go / slow / no-go) | ✓ | ✓ | ~ |
| Protection & critical-illness in the cashflow | ✓ | ✓ | ~ |
| Survivor modelling on one chart | ✓ | ✓ | ~ |
| Stress testing & Monte-Carlo confidence | ✓ | ✓ | ✓ |
| Full assumption transparency (no black box) | ✓ | ~ | ~ |
| UK planning essentials | |||
| UK income tax, NI & dividends | ✓ | ✓ | ✓ |
| Pensions, annual allowance & PCLS | ✓ | ✓ | ✓ |
| ISAs & capital gains tax | ✓ | ✓ | ✓ |
| Onshore & offshore bonds | ✓ | ✓ | ~ |
| Inheritance tax estimate, RNRB, taper & pensions from April 2027 | ✓ | ✓ | ~ |
| UK estate planning · Meridian Pro | |||
| Gifts, the 7-year clock & taper reliefPro | ✓ | ✓ | ~ |
| Discretionary trusts & the 10-year chargePro | ✓ | ✓ | – |
| Discounted gift trustsPro | ✓ | ✓ | – |
| Loan trustsPro | ✓ | ✓ | – |
| Business, agricultural & AIM reliefPro | ✓ | ✓ | – |
| EIS & VCT reliefPro | ✓ | ✓ | ~ |
| Estate planning read straight from a Fact FindPro | ✓ | – | – |
| AI & data | |||
| Flags ambiguous or missing data before creating itPro | ✓ | – | – |
| Built for firms | |||
| One firm account, seats added as you grow | ✓ | ~ | ~ |
| Shared plan library, searchable firm-wide | ✓ | ~ | ~ |
| Full audit trail on every plan | ✓ | ~ | ~ |
| Duplicate any plan into a new client, one click | ✓ | ~ | ~ |
Rows marked Pro are in Meridian Pro; every other row is in both plans. Competitor prices are list prices from each provider's own website, shown approximately in other currencies. Feature comparisons are based on the founder's day-to-day use of Voyant and CashCalc as of July 2026. Both are capable, established UK tools and continue to evolve, so please check each provider for their current offering. Voyant supports several countries as separate regional editions; Meridian models multiple jurisdictions within one plan. Firm-account and data-handling comparisons reflect publicly available information at time of writing.
Voyant and CashCalc are capable, established UK tools, and plenty of good advice is built on both. If your whole book is UK-only and your process is already built around one of them, they will keep doing the job.
Meridian is built for the advisers they leave behind: the ones who want the chart to move in the room, who want the data entry gone, and who have clients living across more than one country and currency. If that is you, the fastest way to judge it is on a real plan.
For most advisers, yes. Meridian covers the UK planning engine and, on Meridian Pro, the estate planning toolkit Voyant users rely on: gifts and the 7-year clock, discretionary trusts, discounted gift trusts, loan trusts, business and agricultural relief, and EIS and VCT. On top of that the chart is fully live, the plan can build itself from a Fact Find or a client questionnaire, and multiple currencies and jurisdictions sit in one plan. Meridian Standard costs less than half as much per adviser.
Yes, particularly if you want the chart to move live in front of the client, AI that builds the plan for you, or international and expat clients in the same software. Standard is priced close to CashCalc, and Pro adds AI intake, the client questionnaire, a live client link and complete UK estate planning.
It was built for them first. Choose the international engine when you create the client and every asset sits in its real currency, with multiple jurisdictions inside one plan and tax entered the way the client's situation actually works. A UK engine with full HMRC rules sits in the same software for UK clients.
On Meridian Pro, AI intake reads a Fact Find, CFR or meeting notes and builds a first draft of the plan, showing where every figure came from and flagging anything ambiguous before it creates a thing. The client questionnaire builds the plan from your client's own answers. The calculations themselves run on a deterministic engine, and client data is never used to train any AI model.
Most advisers rebuild live cases as they come up for review, which takes minutes each. On Pro, AI intake rebuilds a case from its latest Fact Find in under a minute, or you can send the client a questionnaire and let the plan come back built. Bulk import is on the roadmap.
Bring a live client scenario to a demo and we will build it in front of you.