Every feature

Everything in Meridian, at a glance.

Everything on this page is included in both Standard and Pro, unless it is marked Meridian Pro or sits on the roadmap. The fastest way to judge it is on a real plan, so the Showroom lets you try it before you sign up.

Step inside the Showroom Book a demo

From $100 per adviser, per month · unlimited clients & plans · 30-day money-back guarantee

New in Meridian Pro

Your client, part of the plan.

Two features that change the experience before and after the meeting - and take the data entry off your desk.

The branded questionnaire email a client receives from their adviser
Meridian Pro

Client questionnaire

Send one link and your client fills in their own fact find, on any device, in their own time. When it comes back, the plan is built and waiting for your review - 45 minutes or more of data entry saved per client.

  • Premium, and led by your name
  • One link for a couple, open for 14 days
  • Rough figures welcome, saved as they go
See how it works
The live, read-only plan a client opens from their link
Meridian Pro

Live client link

A read-only page of the client's own plan, on any device. They hover across their wealth and income year by year, while your notes, talking points and what-if modelling stay yours. A plan they come back to, not a PDF they file.

  • Six-digit passcode on every link
  • Frozen until you choose to update it
  • Works on UK and international plans
See how it works
In the meeting

The rest of the model, beyond the headline features.

Live what-if, scenarios and AI intake get the attention. These are the tools that turn a projection into advice the client understands.

A 2008-style crash applied at retirement: the plan runs short four years sooner than the base case

Stress testing

Apply a 2008 crash, a dot-com unwind, a pandemic shock or a longevity hit at any age, through a global or UK market lens. The age funds run short, and the gap to the base case, made unmissable.

Survivor test: if Tom died at 52 the plan runs short, and the extra cover that would close the gap

Protection & survivorship

Set a first death at any age and the plan rebuilds around the survivor - their income, spending, pensions and whatever cover pays out. The protection gap stops being a feeling and becomes a number.

Talking Points panel answering common client questions with figures from the plan

Plain-language talking points

Meridian reads the finished plan and writes the answers clients actually ask for: what they can safely spend, when they can retire, how much disappointment the plan absorbs.

Assets held in dollars, pounds, euros and dirhams side by side in one plan

Native multi-currency

A London flat in sterling, a Marbella home in euros, an offshore bond in dollars, savings in dirhams. Each asset in its own currency, reconciled live, presented in whichever currency the client thinks in.

Assets tagged Joint, Tom Ashworth and Claire Ashworth in one couple's plan

Couples, modelled properly

Two clients, joint and individual assets, separate retirement ages and marginal rates, and what happens on first death - built into the data model from day one rather than bolted on.

Branded client cashflow report cover

Branded client report

Every plan exports to a clean, branded cashflow report in today's money - your firm's name, your client's numbers, the assumptions used. See inside the report

The client report

What your client actually takes home.

Every plan exports to a branded report in today's money. These are real pages from an illustrative plan.

Report pages: key figures, the client's current position and a financial snapshot of assets, income and spending
Key figures & snapshotNet worth, retirement pot, plan longevity and where the money sits today.
Report page: a year-by-year summary of net worth, spendable assets, income, spending and surplus
Year-by-year summaryThe plan at retirement and every five years, with surplus and shortfall made obvious.
Report page: plain-English commentary, the plan's strengths and points to discuss with the client
Commentary & points to discussPlain-English findings, strengths and the gaps worth raising, such as missing cover.
The full list

Every feature. Pro features marked.

UKUK planning engine

  • Income tax, NI & dividends
  • Pensions, annual allowance & PCLS
  • Drawdown compared with UFPLS
  • ISAs & capital gains tax
  • Onshore & offshore bonds
  • Inheritance tax estimate, RNRB, taper & pensions from April 2027

INTInternational engine

  • GBP, USD, EUR & AED in one plan
  • Multiple jurisdictions in one plan
  • UAE, GCC, European & expat clients
  • Offshore bonds & cross-border income
  • Tax off by default, or entered by hand

AIAI intakePro

  • Builds a plan from a Fact Find, CFR or notes
  • Reads PDF, Word or pasted text
  • Shows where every figure came from
  • Flags anything ambiguous before it creates it
  • Documents processed in memory, never stored

01Modelling

  • Live what-if, no recalculate step
  • Up to four scenarios on one chart
  • Stress tests at any age
  • Monte Carlo confidence
  • Dynamic retirement spending (go / slow / no-go)
  • Protection, critical illness & survivorship

02In front of the client

  • Client view, with no adviser controls
  • What-if solver cards, in plain language
  • Talking points written from the plan
  • Branded PDF report, in today's money
  • Every figure traceable to an assumption

03Firm & data

  • One firm account, seats added as you grow
  • Shared, searchable client book
  • Full audit trail on every plan
  • Mandatory MFA on every seat
  • Client data stored in the UK
  • Never used to train AI
Meridian Pro

Pro is the full Meridian.

AI intake, the client questionnaire, a live link for every client, and complete UK estate planning: gifts and the 7-year clock, discretionary, discounted gift and loan trusts, BR, APR, EIS and VCT.

See everything in Pro
On the roadmap · not yet shipped

Meridian ships constantly. This is what is in build next.

None of this is in the product yet. Everything above this section is.

Guided migrationA low-friction way to bring existing clients in from another tool, without a full re-key.
White-label reportsYour brand end to end - your colours, your cover, your document. Not ours with your logo on it.
More AI, past intakeReading a Fact Find is the first thing we pointed AI at, not the last. Several more are in build.
In-house training libraryShort videos that onboard a new adviser onto cashflow planning without costing you a morning.
Scenarios on the client linkLet clients compare the versions of their plan you choose to share, on their own live link.
Firm compliance reportingA firm-level export of plan health and activity, built for file review.

These are in build, not shipped, and we would rather show you what works today than sell you what does not exist yet. Client data never leaves for model training, in AI intake or anywhere else in Meridian, and that does not change as we build.

Ready when you are

See every feature on a real plan.

Standard $100, Pro $150 per adviser, per month. A month to prove it, or one email refunds you in full.

Book a demoOr look around the Showroom first